Guarantor Loans 4 Me is a Direct Lender

Guarantor Loans from £1,000 up to £10,000 repayable up to 60 months*

How much cash do you need?

£1,500

How long do you need the cash for?

18

Your loan details

You want to borrow: £1,500
Over a period of: 18 months
Repaying: £113.07 p/m
Total repayable: £2,023.75
Interest rate: 41.16% (fixed)
Representative: 49.9% APR (variable)

Representative Example
Credit £3,250 for 36 months | Interest (fixed at 41.16%): £2,464.57. | Total amount payable of £5,714.67. Representative 49.9% APR. | 36 repayments of: £158.57.

Reasons why people choose
Guarantor Loans 4 Me

  • Same Day Pay-Outs
  • Instant Decisions
  • Affordable Repayments
  • No Early Settlement Fees
  • All Credit Histories Considered
  • No Paperwork
  • High Acceptance Rates
  • Rebuild Your Credit History
  • Friendly Experienced Staff
  • UK Call Centre

GuarantorLoans4Me

Representative Example

Representative Example

You want to borrow: £3,250
Over a period of: 36 months
Repaying: £158.57 p/m
Total repayable: £5,714.67
Interest rate: 41.16% (fixed)
Representative: 49.9% APR (variable)

Terms and Conditions apply. Suitable Guarantor required.
All loans are subject to status and affordability checks prior to approval.
All applicants must be 18 or over.

GuarantorLoans4Me

lending from a 5 star
Guarantor Lender

5 Stars Guarantor Loans

Lending based on Trust!

Your ideal
Guarantor

  • Aged between
    18 and 80
  • Own a
    UK Bank Account
  • Decent
    Credit Score
  • Minimum Income
    £1,000

What is a

Guarantor Loan?

A Guarantor loan is an unsecured loan, for someone who may not qualify for a loan just on their own.

They need someone to guarantee the loan, which means if the borrower does not make the agreed payments, then the guarantor will be responsible for making the payments.

Guarantor loans are for someone who may have a weak, or poor credit score, or no credit whatsoever.

The loan can be for whatever reason the borrower requires the loan, and as long as they have someone to guarantee the loan, it will be considered.

* Please note as a guarantor you will be responsible for ensuring that the loan is brought up to date in the event payments are missed by the borrower. In the event that payments are consistently missed this may impact on your credit score.


Guarantor

Benefit Highlights

  • Weak, poor, or no credit not an issue.
  • Lower interest rates than payday loans.
    Representative APR 49.9% (variable)
  • Longer terms up to 60 months/five (5) years.
  • Quick approval.
  • Money transferred quickly.
  • Help to rebuild poor credit.

Guarantor Loan

Basic Process

Process Icons

PERSON A
requires a loan of £2,000, to repair a boiler, repair a car, move house, or buy a car.

PERSON A
has no credit, or has experienced credit issues in the past and struggled with repayments.

PERSON A
may know a close friend or family member (Person B) who feels and knows that, Person A, can repay a loan, even though in the past they have experienced credit issues.

PERSON B
guarantees the loan for Person A, which means if Person A cannot make the payments for the loan, the guarantor who is Person B, will make the payments.

PERSON A
with weak or no credit is granted the loan they require.

By being approved for the loan, someone can begin to rebuild their credit. In addition, as the loan is guaranteed, it carries a lower interest rate then a payday loan or other bad credit loan.

Minimum period for repayment: 12 months | Maximum period for repayment: 60 months | Minimum APR 49.8% | Maximum APR 49.9%
Representative example: Amount of credit £3,250 for 36 months. Interest (fixed at 41.16%): £2,464.57. Total amount payable of £5,714.67. Representative 49.9% APR (Variable). 36 repayments of: £158.57.